the usual rhetoric of this POTUS feeling supreme as the CROWNED HEAD of the USA. american, and legal workers have had the option of 401(k) enacted into law since 1978, to allow taxpayers a break on taxes on deferred income. other options are the Roth 401(k) or the Roth IRA. this is BO’s approach on the economy?, first/foremost BO created 91 million american workforce out of work with his job killer policies. so who are these workers Bo is talking about?, the illegal aliens workers working under the table or chairs or wherever they all can illegally hide, the so called “kababayans” identified by BA? not paying taxes on their income, then join the joint of BO to get tax breaks from his number one enemy the 1% or the wealthy?, who BTW most of them have left the building to go to other continents of the globe to set up shops, that’s why there are no jobs in america under BO’s hates of the rich people. this moronic POTUS wants 70 cents on every dollar capital gains of the rich. yet these liberal politician lawmakers cannot figure out the complex tax codes, simply because laws cannot discriminate, just because somebody is rich. radically changing these complex tax codes affect like bullets hitting the middle class first, before the wealthy, the unaffected freeloaders, illegal workers are not paying income taxes. just like obamacare, the actual implementations of BO’s executive order “myRA” will cause the remaining rich to run away far, far away to avoid BO’s catalytic venom aiding the bloodsuckers, a pathetic king of chaos.